Business-purpose real estate lending

Institutional execution speed for experienced real estate operators.

Northline Capital provides business-purpose real estate loans for investment properties and transitional assets.

Commercial real estate skyline at dusk

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How Can We Help?

Northline Capital works with borrowers, brokers, and counterparties across business-purpose real estate credit opportunities.

Borrowers

Seeking financing for an investment property or transitional business-purpose real estate opportunity.

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Brokers & Partners

Seeking a lending partner for your client transaction or ongoing deal flow.

For Brokers & Partners

Loan Sellers

Evaluating the sale of a loan, note, participation interest, or small portfolio position.

Loan Acquisitions

Loan Programs

Purpose-built debt solutions for business borrowers.

Structured terms, clear expectations, and program flexibility informed by real project economics.

Bridge Loans

Acquisition and recapitalization debt structured for transitional business-purpose assets.

Program Details

Fix & Flip

Fast draws and practical terms for renovation operators scaling repeat projects.

Program Details

Rental / DSCR

Stabilized and light-value-add rental financing for portfolio-minded investors.

Program Details

Ground-Up Construction

Construction capital designed for disciplined sponsors and clear exit plans.

Program Details

Multifamily & Mixed-Use

Small-balance and mid-market solutions for income-producing business assets.

Program Details

Short-Term Rental Loans

Flexible Airbnb and vacation rental financing for stabilized STR assets and experienced operators.

Program Details

Credit Overview

Typical Lending Parameters

Loan Size

$50,000 – $5,000,000

Loan Term

6 – 24 Months

Maximum LTV

Up to ~80%

Maximum LTC

Up to ~90%

Property Types

Residential investment, multifamily, mixed-use, transitional real estate

Borrowers

Experienced real estate investors and sponsors

Lending parameters may vary based on asset type, borrower experience, and transaction characteristics.

Example Transactions

Illustrative transaction examples.

View All Example Transactions

Value-Add Multifamily Bridge Loan

$4.2MM

Location: Texas

Situation: Lease-up and operational improvements

Northline Solution: Bridge loan to stabilization

Fix & Flip Loan

$520K

Location: Arizona

Situation: Acquisition and full renovation

Northline Solution: Short-term renovation and resale execution

Rental / DSCR Loan

$1.35MM

Location: Florida

Situation: Refinance of stabilized rental asset

Northline Solution: Income-based rental loan structure

Have a Deal to Discuss?

Northline Capital reviews business-purpose real estate financing opportunities across a range of asset types and situations.

(000) 000-0000 • originations@northlinecapital.com