Note Buying
Loan Acquisitions
Northline Credit acquires business-purpose real estate loans, notes, and small portfolios from lenders, private investors, and note holders. We move quickly, price transparently, and work with sellers across a range of motivations — liquidity, balance sheet reduction, or an exit from assets that no longer fit.
What We Acquire
Performing loans
Subperforming loans
Non-performing loans
Matured bridge loans
Distressed debt positions
Small loan portfolios
Participations and whole loans
Asset Types
Single-family investment property loans
Bridge loans
Rental / DSCR loans
Multifamily loans
Mixed-use loans
Construction or transitional loans
Business-purpose real estate debt
What We Look For
We evaluate select loans and portfolios across a range of performance profiles. We are most interested in situations where collateral, structure, or timing create an opportunity for a flexible and solutions-oriented buyer.
Performing Assets
—Seasoned bridge loans
—Rental / DSCR loans
—Multifamily and mixed-use loans
—Loans backed by strong collateral where the seller is seeking liquidity
Transitional & Challenged
—Matured loans
—Extension scenarios
—Loans with business plan delays
—Underperforming but recoverable assets
—Loans requiring active workout oversight
Distressed Opportunities
—Non-performing loans
—Discounted payoff situations
—Foreclosure-sensitive positions
—Subperforming debt
—Assets with collateral-based downside protection
What to Send Us
A brief summary is all we need for a prompt preliminary review.
Basic loan tape or loan summary
Collateral and property information
Current unpaid principal balance
Maturity date
Payment status or performance history
Borrower / sponsor background
Servicing, litigation, or workout notes if applicable
Asking price or pricing expectations, if available
Situations We Can Help Solve
We work with sellers across a range of motivations and timelines.
Lender liquidity needs
Balance sheet reduction
Loan no longer fits portfolio strategy
Workout fatigue
Upcoming maturity with limited extension appetite
Desire for a faster, more certain exit
Need for a discreet loan sale process
Get Started
Looking to Sell a Loan or Portfolio?
Northline Credit reviews select business-purpose real estate debt opportunities, including individual loans, participation interests, and small portfolios.