What We Acquire
- Performing loans
- Subperforming loans
- Non-performing loans
- Matured bridge loans
- Distressed debt positions
- Small loan portfolios
- Participations and whole loans
Credit Solutions
Loan Acquisitions
Northline Capital acquires select business-purpose real estate loans, notes, and small portfolios from lenders, private investors, and other note holders. We work with counterparties seeking liquidity, balance sheet reduction, or a solution for assets that no longer fit their investment strategy.
Asset Types
- Single-family investment property loans
- Bridge loans
- Rental / DSCR loans
- Multifamily loans
- Mixed-use loans
- Construction or transitional loans
- Business-purpose real estate debt
What We Look For
Northline Capital evaluates select business-purpose real estate loans, notes, and small portfolios across a range of performance profiles. We are generally most interested in situations where collateral, structure, sponsorship, or timing create an opportunity for a flexible and solutions-oriented buyer.
Performing Assets
- • Seasoned bridge loans
- • Rental / DSCR loans
- • Multifamily and mixed-use loans
- • Loans backed by strong collateral where the seller is seeking liquidity
Transitional / Challenged Assets
- • Matured loans
- • Extension scenarios
- • Loans with business plan delays
- • Underperforming but recoverable assets
- • Loans requiring active workout oversight
Distressed Opportunities
- • Non-performing loans
- • Discounted payoff situations
- • Foreclosure-sensitive positions
- • Subperforming debt
- • Assets with collateral-based downside protection
Preferred Characteristics
- Business-purpose real estate collateral
- First-lien positions preferred
- Investment property only
- Clear collateral visibility
- Visibility into current loan status and file quality
- Individual loans or small portfolios
- Situations requiring speed, discretion, or creativity
- Whole loans or participation interests considered on a case-by-case basis
What to Send Us
If you are evaluating the sale of a loan or small portfolio, it is helpful to provide summary information that allows for a prompt preliminary review.
- Basic loan tape or loan summary
- Collateral / property information
- Current unpaid principal balance
- Maturity date
- Payment status or performance history
- Borrower / sponsor background
- Servicing, litigation, or workout notes if applicable
- Asking price or pricing expectations, if available
Situations We Can Help Solve
- Lender liquidity needs
- Balance sheet reduction
- Loan no longer fits portfolio strategy
- Workout fatigue
- Upcoming maturity with limited extension appetite
- Desire for a faster, more certain exit
- Need for a discreet loan sale process
Looking to Sell a Loan or Portfolio?
Northline Capital reviews select business-purpose real estate debt opportunities, including individual loans, participation interests, and small portfolios.