Illustrative Scenarios
The following examples illustrate the types of business-purpose real estate transactions Northline Capital evaluates and finances. These examples are representative scenarios designed to demonstrate our approach to transitional and investment real estate lending.
Loan Amount: $4,200,000
Property Type: Multifamily
Location: Texas
Situation: Sponsor acquired a partially vacant apartment property requiring lease-up and operational improvements.
Northline Solution: Bridge loan structured at approximately up to ~90% loan-to-cost with a 12-month term to allow stabilization prior to refinance.
Loan Amount: $520,000
Property Type: Single-Family Investment Property
Location: Arizona
Situation: Investor acquired a distressed residential property requiring full renovation.
Northline Solution: Short-term fix-and-flip financing covering acquisition and renovation budget with a planned resale upon completion.
Loan Amount: $1,350,000
Property Type: Short-Term Rental Property
Location: Florida
Situation: Investor refinancing a stabilized rental property with consistent rental income.
Northline Solution: Rental loan structured based on property income performance and borrower experience.
Loan Amount: $2,800,000
Property Type: Mixed-Use Building
Location: Tennessee
Situation: Property required lease-up of ground-floor retail and stabilization of residential units.
Northline Solution: Bridge financing allowing the sponsor to stabilize occupancy prior to permanent financing.
Whether you are seeking financing, submitting a brokered deal, or evaluating a loan sale, Northline Capital can review the opportunity.